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Where and how to invest in 2020

Where and how to Invest in 2020
There is a state of excitement in every investor regarding investment. In the changing times, how much should be invested in which option, a big question comes up.

It has always been an eternal and objective question about investment, where and how to invest so that maximum profit can be made. Although investment options and methods have changed over a period of time, this question has always been relevant and probably will remain, as the world constantly changes and this change continues to affect investment options.


In a period, gold was an attractive medium of investment, then the land took place. After the emergence of the monetary era, many financial products came into the market, starting from fixed deposits and then expanding. Now its various types like shares, debentures, ETFs, derivatives, mutual funds etc. are available as an investment option.

Apart from this, FD, land and flats, gold etc. are also the main investment options. Investment decisions have become complicated by this. Now investment has transformed into a specialist arena and financial expert has become a necessity. It has been observed that investment should be planned for a longer period of time.

There are many grounds for choosing an investment option

There are many grounds for choosing any investment option, such as the current state and future of the domestic and international economy, the direction of interest rates, the value of the property and the possibility of an increase or decrease in it, of gold as a defensive and contrast class. Importance etc. After the comprehensive and comprehensive discussion of all these, it should be decided how much should be invested in various options.

Investment: Which asset should be invested in
However, the strategy of personal investment depends on the income and needs of the individual. And a golden rule of investment is also said that one should not lay all eggs in a basket, that is, diversification of investment should be done. Mid and small cap stocks had been declining for the past several months.

Some major large-cap stocks were only rising. Nifty and Sensex have given 13 to 14 percent returns in 2019. Now for a few sessions, it seemed that mid and small cap stocks were creating a bullish environment. Many such stocks have given more than 50 percent returns from their low prices. It seems that this trend will expand further and a good number of mid- and small-cap stocks can see a strong boom.

In such a situation, one should invest well in these stocks right now. There can be a big advantage here compared to large cap shares and fixed deposits. Investments can also be made through mid-cap and small-cap mutual funds. There is one more thing to pay attention to here. The volatility in stocks is intense and there are very sharp fluctuations especially in mid and small cap stocks. In such a situation, the provision of shopping should also be kept on any decline. Since there is a continuity in income, their investable share also continues to grow.

Real estate
Avoid investment

Property prices are also declining and according to one estimate, this trend is going to continue. In such a situation, there is a need to avoid investing in property.

Gold can be invested

Gold is also a cultural investment in India. However, in the financial world, it is considered an investment in times of crisis. Therefore, one must invest in gold. Gold prices have also come down due to high prices. Should buy Gold B of electric mode as an investment in gold. It is liquid enough and there is very little difference between the prices of buy and sell.

Do like this
In the context of the year 2020, the most attractive mid and small cap stocks are being considered for investment in the current Indian conditions. So normally if you have 100 rupees, then put 25 in gold, 25 in fixed deposits and 50 in stocks. This seems to be the best in the year 2020.
The government is taking serious steps to improve the economy and good results will come. In such a situation, the stock market can give the best returns. Yes, keep in mind that your personal status if it allows.


Mid and small cap
Shares may rise

The bad news for the economy is the slowing down of GDP growth, decrease in employment opportunities, aspiration to increase budgetary deficit etc. But it seems that the stock market and fast investors have accepted that this is the bottom of bad news and things are going to improve from here. In such a situation, the stock market boom will expand. In such a situation, investing in shares can give better returns than fixed deposits. Also keep in mind that some mid and small cap stocks have seen a big jump in the last few sessions.

The steps taken by the government will show the effect
Exemption of around Rs 1.5 lakh crore in corporate tax to companies, aggressive disinvestment of public sector companies, commitment to ease of doing business, exemption to housing sector, possibility of reduction in personal income tax, renewal of licensing, recovery of NPAs of banks The Modi government has taken other steps and is expected. Monthly collection of GST is also crossing Rs 1 lakh crore. This will also strengthen the balance sheet of the government. This is a good sign for the stock market.
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